Why P2P Lending is Emerging as an Alternative to Fixed Deposits

In recent years, investors seeking stable returns have started exploring options beyond traditional fixed deposits (FDs).

P2P lending in India has emerged as a compelling alternative, offering potentially higher yields while allowing individuals to directly fund borrowers.

As interest rates on FDs remain relatively low, P2P lending is gaining traction among those looking for better returns without locking funds into rigid, long-term commitments.

This article explores why p2p lending is becoming a preferred choice over fixed deposits, examining factors such as returns, flexibility, risk diversification, and ease of access.

1. Higher Potential Returns Compared to Fixed Deposits

One of the primary reasons investors are shifting toward P2P lending is the possibility of earning higher returns. Fixed deposits, while safe, often provide modest interest rates that may not keep pace with...